Freelancers, Are You Paying Too Much to Get Paid?
As a freelancer, every dollar counts. You work hard to design, write, develop, or consult—so why should payment platforms take a big cut of your earnings?
Most creatives accept fees from PayPal, Stripe, or traditional banks as just another "cost of doing business." But what if those small percentages are silently eating away thousands of dollars per year?
Let’s break down the true cost of payment platform fees—and how you can keep more of your hard-earned money.
Most popular payment platforms charge 2.9% + $0.30 per transaction. That may not seem like much at first, but let’s do the math for a typical freelancer:
🔹 Example 1: A Graphic Designer Earning $3,000 per Month
PayPal/Stripe Fee: 2.9% + $0.30
Total Fees per Transaction: $87.30
Total Fees per Year: $1,047.60 (just for receiving payments!)
🔹 Example 2: A Web Developer Earning $8,000 per Month
Total Fees per Transaction: $233.30
Total Fees per Year: $2,799.60
That’s thousands of dollars lost every year—just for the privilege of getting paid!
Most freelancers only notice the transaction fees. But platforms often sneak in additional charges that take an even bigger chunk of your earnings.
If you work with international clients, PayPal charges an extra 3-4% for currency conversion.
💰 Example: A UK freelancer paid $1,000 from a US client might lose $40 just for currency exchange.
Some platforms charge extra for instant withdrawals or bank transfers. PayPal, for example, charges 1.75% for instant transfers—which means you pay more just to access your own money faster.
If a client disputes a payment, platforms like PayPal charge up to $20 per dispute, even if you win.
We built Panda Pay Hub to solve these problems for freelancers. Instead of charging nearly 3% like PayPal, we only charge:
✅ 1% per transaction (lowest in the industry)
✅ No currency conversion fees
✅ Instant payouts for free
✅ No chargeback fees with escrow protection
A freelance illustrator making $5,000 per month would save:
$1,740 per year by switching from PayPal to Panda Pay Hub
That’s enough for a new laptop, software subscriptions, or a vacation.
💡 “I didn’t realize how much I was losing until I switched. Now, I keep more of my money and get paid instantly.” – Julia M., UX Designer
🔹 25,000+ creatives have already made the switch. Here’s why:
✅ Lower fees = more income
✅ Escrow protection = no more unpaid work
✅ Instant payouts = no more waiting for your money
💰 Don’t let high fees eat into your earnings.
🚀 Join the movement & start saving today!
